Home Based Business Tips

If you have a home based business, there are ways that you can cut back on expenses

to save money. Creating a budget is helpful so that you know where your money is going.

Track the money you send to bills and other expenses, and cut back on buying things you do not need, and you will see an improvement. Here are some tips for you.



Consolidate Your Debt

If you have a lot of credit card debt, transfer it to a credit card that has a 0 percent introductory rate. You can look forward to one bill each month, and you will avoid paying interest for 6 months or so. If you have a personal loan and you own a home, consider applying for a home equity loan. You will pay less in interest, but you need to have equity in order to qualify.

Cut Your Grocery Bills in Half

Clip coupons and use them for products that you need. Shop with your discount card, and buy what's on sale each time you shop. In addition, you will pay less money on things that you need if you buy the store brand. The savings add up, so it is worth it.

Find a Part-Time Job

There are many jobs that you can do from the comfort of your own home. You can make a few hundred dollars per month or more if you work an extra job, and it will provide you with the cash that you need for running your business.

Save On Auto Insurance

Shop around for a cheaper insurance provider. You can save on your insurance premiums by increasing the deductibles. Also, you can take a discount drivers course and it will lower your premium for three years. Another way to save on car insurance, is by installing a car alarm or auto-theft device in your vehicle. If you keep your car in your garage, ask your insurance provider if they can give you a discount on your premium.

Switch To VoIP

Traditional phone service costs a lot more than VoIP service. Most VoIP plans cost about $25.00 or so. All you need is internet service, and you will save hundreds of dollars per year. Usually, long distance and local calls are already included in the price. If you follow these tips, you will save money and have more for things that you really need

How To Answer Audience Questions

Handling questions in your presentation can be a scary time for professional

speakers. The fear that someone will ask a question that they can't answer makes

this section one of the most dreaded sections of the speech.

This fear is so real that presenters will often cut this area short or avoid it all

together to get past this section. Here are some tips that will help you to handle

this section effectively.

1. Be a great listener. After spending the entire time talking, now is your chance

to respond and interact with your audience. Listen to your audience's questions

completely before starting to answer. If you don't, you may respond inappropriately

not answering what the person was really asking.

2. Give yourself time to think. Listen to the entire question. Repeat the question

to give you some time to respond. You can also add filler phrases like "that's a

good question", "that's a popular question" or "that's an interesting question".

3. Acknowledge your audience member for asking the question. People appreciate

acknowledgment and starts to create a personal bond between you and the audience.

They start to feel appreciated for participation in your presentation and they warm

up to your speech 4. Answer the question. Stay on track and be honest. If you do not

know the answer at the time, let them you that you will find out and get back to

them. This is an especially great opportunity if your goal is to develop a long term

relationship with your audience. Just remember to get back to them as you say you

would.

5. Create clean transitions between questions by creating "bridges" to the next

question. Ask your audience another question such as "Does that answer your

question?" Stay on the question until it has been answered appropriately.

Here are some tips to interact better with your audience during the question and

answer period.

1. Ask your audience member to stand when they have a question. One of the primary

reasons for doing this is to help the rest of the room hear the question more

clearly as well. Additionally, you are also able to establish a line of sight eye

connection with the person asking the question.

2. Ask your audience to write their questions down on paper. They can either submit

this to you or read from their paper at a designated time.

3. If your audience member is shy and does not want to ask their question, create

alternative times that you will be available. You're goal is to help them understand

the points you are trying to make.

4. Have a paper and pencil for yourself to write down questions that you can't

answer. Jot the question down as well as contact information of the person asking

the question so you can get back to them.

The question and answer period is a great time to interact with your audience. Many

people and instructors like will also say that they learn from this time more than

any other section in the presentation. You will also be able to see what exactly

your audience has picked up during your presentation. Don't avoid this section any

longer!
Source : media-training.info